Try a live netting round.
This runs against the real contracts on Stellar testnet. Pick a side. As a company you seal your own numbers; as the clearing house you net everyone out and settle. You can switch between the two at any point.
Company
Seal your private row of debts into a commitment. If the netting leaves you owing, fund the escrow — your raw numbers never leave your side.
Clearing House
Collect everyone's rows, generate one proof of the whole netting, verify it on-chain, and release the escrow to the receivers.